Financing your project
We work with several banks and credit unions to help customers pay for their projects. In many cases, the energy savings go a long way toward the loan payment.
- Since 1989
- Licensed WA general & electrical contractor
- Locally owned & operated
Switch It Up on-bill financing
Switch It Up is OPALCO’s on-bill financing program. You finance a qualifying solar, battery, EV charger or efficiency project and pay it back on your monthly OPALCO bill.
| Project amount | Term | Service charge |
|---|---|---|
| Up to $5,000 | 5 years | 3% amortized |
| $5,001 to $100,000 | 10 years | 3% amortized |
Who can apply?
All OPALCO members can apply. OPALCO looks at your payment history with the co-op (no arrears) and whether the equipment qualifies. If you don’t own the property, the owner signs the agreement, since the improvement and the financing stay with the property.
Are there fees?
OPALCO charges no administration fee. San Juan County recording fees for the Memorandum of Meter Conservation Charge are passed through and included in the financing.
Can I get a rebate and finance the same project?
No. You can finance a project through Switch It Up, or pay for it yourself and apply for an OPALCO rebate, but not both.
Is funding available now?
OPALCO says its Switch It Up funds are limited and prioritized for projects completed within the year, with a $100,000 limit for residential members. Ask early, and we’ll help you plan around it.
Source: OPALCO Switch It Up and term FAQ. Questions about the program: OPALCO, 360.376.3500, energysavings@opalco.com.
EveryoneBanks & credit unions
We work with several banks and credit unions on solar and storage loans. Ask us at your site visit and we’ll point you in the right direction.



